Merchant Cash Advance Brokerage
Fast Capital for Your Business.
ECC Reefs Capital connects merchants with the right lenders — quickly, simply, and on your terms.
$50M+
Funded
500+
Merchants Served
24 hrs
Approval Time
The Process
Three Steps to Capital
01
Apply
Fill out a simple application. No lengthy paperwork, no guesswork — just the essentials.
02
We Match You
We review your profile and connect you with the lenders best suited to your business needs.
03
Get Funded
Receive your capital fast. Most merchants see funds within 24 to 72 hours of approval.
Why ECC Reefs
Built for Merchants. Backed by Results.
No Upfront Fees
You pay nothing until you're funded. Our compensation comes from the lender, not you.
Multiple Lender Options
We work with a network of vetted lenders to find the best terms for your situation.
Fast Decisions
No waiting weeks for an answer. We move quickly so your business doesn't slow down.
Dedicated Broker Support
A real person guides you through every step — from application to funded.
Ready to Get Funded?
Apply in minutes. Get matched with lenders today.